Asset-based Lending

At The PrivateBank, we recognize that not every company’s best assets are reflected on its balance sheet. We combine that knowledge with the expertise to leverage the assets that are on your balance sheet to help provide the flexibility your business deserves. Our experience and focus on understanding your business and your priorities allows us to structure financing most suited to your needs.

Our Team

The PrivateBank created its Asset-based Lending group in July 2009. We have a specialized team of bankers focused solely on providing asset-based financing solutions to enhance the liquidity of our clients. Our unique approach and the experience of our team members - including the leaders of our Asset-based Lending Group, who are directly involved in each transaction - means we can provide expedient proposals and prompt decisions. This has led to more than $350 million of new commitments since inception.

Why Asset-based Lending

Using your company’s assets as collateral, The PrivateBank can help qualified companies secure financing for: 

  • Growth
  • Turnaround
  • Recapitalization
  • Seasonal Sales
  • Acquisition and Merger
  • Shareholder Buyout
  • Balance Sheet Restructuring

Benefits Over Traditional Commercial Bank Financing

The structure of asset-based lending solutions will generally allow for higher leverage and a more flexible covenant package than typical commercial lending arrangements. Our experience has shown that companies with inconsistent earnings history find asset-based financing solutions to be highly effective in meeting their needs.

Your Complete Banking Solution

At The PrivateBank, our commercial banking professionals understand the opportunities and the challenges facing middle market business owners and executives. That’s why our relationships with our clients extend beyond financing. We have the depth of services to create customized banking solutions. More importantly, our team members take the time to know you, your business and what matters most. The PrivateBank provides a robust platform of tools to simplify your cash management with convenient online access and comprehensive data reporting.

Let our professionals build a complete suite of banking services for you.